Vehicle Protection Plans
Your Car Just Broke Down. Are You Covered?
One unexpected repair can cost $3,000–$8,000. Don't let a breakdown drain your savings. My Coverage Direct protects used car buyers with affordable, comprehensive coverage — starting the same day you call.
Coverage Options
Choose the Protection You Need
Every plan includes 24/7 roadside assistance and our fast, hassle-free claims process.
Basic
Essential protection
From $99/mo
- Engine & Transmission
- Drive Axle
- Cooling System
- 24/7 Roadside Assistance
- Electrical Systems
- A/C & Heating
- Turbo/Supercharger
- Rental Car Coverage
Standard
Most popular choice
From $119/mo
- Everything in Basic
- Electrical Systems
- A/C & Heating
- Rental Car Coverage
- Trip Interruption
- Turbo/Supercharger
- High-Tech Electronics
Premium
Total peace of mind
From $159/mo
- Everything in Standard
- Turbo/Supercharger
- High-Tech Electronics
- Seals & Gaskets
- Wear Items
Use any licensed repair shop — nationwide
Why Drivers Choose Us
Coverage That Actually Works When You Need It
We built My Coverage Direct because used car buyers deserve real protection — not confusing contracts and denied claims.
No Deductible Surprises
Know exactly what you pay before you sign. No hidden fees, no fine print gotchas.
24/7 Roadside Assistance
Stuck anywhere, anytime — towing, jump starts, flat tires, and lockout service included.
Use Any Licensed Repair Shop
Take your car to your trusted mechanic or any ASE-certified shop nationwide.
Fast Claims Processing
Most claims approved within hours, not days. We pay the shop directly — no reimbursement hassle.
Every Mile Without Coverage Is a Risk You Can't Afford
The average unexpected car repair costs $3,400. Most used car buyers aren't prepared for that. One call today can protect you from financial disaster tomorrow.
No obligation · Coverage starts same day · Speak with a real person
